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Collection Partners: Understanding partner types - Exclusive vs Legal Network

Debitura works with two types of Collection Partners, each with different case assignment methods, pricing models, and commercial terms. This article explains how each partner type operates.

Updated over 2 weeks ago

What are the two partner types?

Debitura distinguishes between two partner types based on how they receive cases and how revenue is shared:

Exclusive Partners are collection agencies or law firms that have committed to handling all pre-legal debt collection cases in specific jurisdictions. They receive cases automatically and work under Debitura's standard terms.

Legal Network Partners are collection agencies or law firms in Debitura's network who receive lead notifications and submit competitive quotes for cases. They operate without guaranteed case flow and set their own pricing.

Key differences at a glance

Aspect

Exclusive Partner

Legal Network Partner

Case assignment

Automatic (all matching cases)

Competitive bidding (quote required)

Pricing model

Standard SDCA rates

Revenue share to Debitura

Typically 40% pre-legal, 20% legal

0% (partners keep all fees)

Referral link required

No

Yes (for all leads)

Geographic coverage

Exclusive per jurisdiction

Non-exclusive (multiple partners compete)

Case types

Primarily pre-legal

Any (pre-legal, legal, disputed, complex)

Obligation to accept

Must accept unless conflict of interest

Can decline freely

Collection period

6 months exclusive

Negotiated per case

How do I know which type I am?

Your partner type determines how you receive cases in the platform:

  • If you receive cases automatically without submitting quotes, you are an Exclusive Partner.

  • If you receive lead notifications and must submit quotes to win cases, you are a Legal Network Partner.

From a technical perspective, Exclusive Partners have an active "Pre-Legal" Lead Agent in the system, while Legal Network Partners have a "Legal" or bid-type Lead Agent.

How cases are assigned

When a new case is created on Debitura, the system follows this process:

  1. The system first attempts to match the case with an Exclusive Partner based on geographic jurisdiction, claim amount, debtor type, and currency.

  2. If an Exclusive Partner matches: The case is assigned directly to that partner. For standard pre-legal cases (unpaid invoices or loan repayments that are not disputed), the partner must follow SDCA standard pricing. Debitura earns 40% of success fees. For non-standard cases (disputed, complex, or non-standard claim types), the partner can provide a custom quote instead.

  3. If no Exclusive Partner exists for that jurisdiction: The case becomes a lead and is sent to the Legal Network. Matching partners receive notifications and can submit competitive quotes. The client reviews quotes and selects a winner. Debitura earns 0% revenue share on these cases.

SDCA signing requirements

The Standard Debt Collection Agreement (SDCA) has different requirements for each partner type:

Exclusive Partners:

  • Must sign the SDCA before accepting auto-assigned cases

  • When approving a case, the system checks if the SDCA is signed and redirects to signing if needed

  • Standard SDCA pricing tiers are automatically calculated when a case is assigned

  • Must sign the SDCA before creating or submitting new cases to the platform

Legal Network Partners:

  • Can view leads and submit quotes without signing the SDCA

  • Quote-won cases bypass the SDCA signing check and move directly to Active status

  • SDCA standard pricing tiers are not available; partners submit custom pricing only

  • Must sign the SDCA before creating or submitting new cases to the platform

Referral link requirement

Legal Network Partners must maintain an active referral link (a URL on your website that links back to Debitura) to access all leads in the system.

Exclusive Partners do not need a referral link because they operate under a different business model with guaranteed case flow and revenue share.

Why two different models?

Exclusive Partners receive:

  • Guaranteed case flow in their jurisdiction

  • No competition for standard pre-legal cases

  • Simpler operations with standard pricing

  • Long-term strategic relationship with Debitura

Legal Network Partners receive:

  • Flexibility to participate without exclusivity commitment

  • Ability to set competitive rates case-by-case

  • Freedom to quote only on cases they want

  • Lower barrier to entry (no exclusive partnership agreement required)

Where to find this in the platform

You can view your signed agreements, including the SDCA and Partnership Agreement, on the Contracts page in your partner portal.

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