Debitura operates on a "no cure, no pay" model. Clients pay a success fee only when debt is recovered. As a collection partner, you work cases under the Standard Debt Collection Agreement (SDCA), which defines the success fee percentages. Your commission is a share of the success fee, split between you and Debitura according to your partner type.

Two main factors determine your earnings on each case:

Understanding pricing rules allows you to:

Standard SDCA pricing applies automatically when a case meets two conditions:

These cases follow the pre-legal case definition. When both criteria are met, the platform calculates the success fee automatically and you can begin work immediately.

Cases that do not meet these criteria (disputed claims, breach of contract, property damage, etc.) fall outside standard pricing. You can either accept the case on standard terms anyway or provide a custom quote for the client to review.

The success fee is a percentage of the Recovered Amount (not the original Principal Amount). Rates differ based on jurisdiction and claim amount. For full details on how success fees are calculated, see Success fees: how pricing is calculated.

European cases (EU countries plus Iceland, Liechtenstein, Norway, the UK, and Switzerland) have lower rates:

International cases (all other jurisdictions) have higher rates:

Note: If anything in this page conflicts with the Standard Debt Collection Agreement (SDCA), the SDCA is the legally binding source of truth.

Older debts are harder to collect, so additional surcharges apply:

These surcharges use a single-bracket model - the highest applicable surcharge applies; they do not stack cumulatively.

For example, an international claim of $10,000 that is 26 months old would have a success fee of 15% (base rate) + 15% (age surcharge) = 30% of the Recovered Amount.

Some creditor-partner relationships have age-based fee increases disabled. This is set on the relationship as a whole, not per case - once the override is switched on it applies to every future case between that client and you, and the client pays only the base success fee regardless of invoice age. It is not something you can change yourself.

When the age of the claim is part of why the case costs what it does, the case sidebar also carries an Age of claim section showing the submission date, the age at submission and what the age added to the fee - and the pricing tooltip ends with a View age details link through to it. For the full explanation, including how the surcharge is shown as a plain percentage rather than in percentage points, see how debt age affects pricing.

Your earnings come from the success fee. Debitura takes a revenue share, and you keep the rest. Your revenue share is set per partner in your agreement - it is not a single fixed platform rate. Each partner has a configured pre-legal rate and a separate legal rate, and the phase the case is in when payment is collected determines which one applies. Illustrative defaults are 40% Debitura / 60% you for pre-legal and 20% Debitura / 80% you for legal, but actual rates vary (common values include 25%, 20%, and 18%). Your pre-legal share may also be tiered by claim size, so smaller claims can carry a lower Debitura share. Check your own partnership agreement (or the breakdown on each payout) for the exact rates that apply to you.

For more detail on commission calculations, see Commission models and revenue share.

Beyond the success fee, many jurisdictions allow you to add charges that the debtor pays. These typically include:

The client receives the Recovered Amount minus the agreed success fee. You keep all additional fees and accrued interest as extra compensation. The rules differ by country, and you are expected to know what is legally enforceable in your jurisdiction. See Additional fees and charges for details.

For standard pre-legal cases, the success fee is calculated automatically when the case is assigned to you. You can see the applied rate before you begin work. Custom quotes display the pricing you agreed with the client.

Every recorded payment generates a payout that allocates amounts to each party: the creditor's net funds, your share of the success fee, and Debitura's revenue share. Disbursement to the client happens within 30 business days of recovery.

You can view your balance, payouts, and Debitura's revenue share in your Partner Balance page. For help understanding the fields, see Partner Balance: fields, calculations, and common questions.