What it is
Debitura operates on a "no cure, no pay" model. Clients pay a success fee only when debt is recovered. As a collection partner, you work cases under the Standard Debt Collection Agreement (SDCA), which defines the success fee percentages. Your commission is a share of the success fee, split between you and Debitura according to your partner type.
Two main factors determine your earnings on each case:
Success fee - The percentage of the recovered principal that the client pays. This depends on claim size, jurisdiction, and debt age.
Commission model - How Debitura's revenue share is calculated from your earnings.
Why it matters
Understanding pricing rules allows you to:
Know your expected earnings before accepting a case
Explain costs accurately to clients when they have questions
Recognize when standard pricing applies and when custom quoting is needed
Understand how your revenue share with Debitura is calculated
When standard pricing applies
Standard SDCA pricing applies automatically when a case meets two conditions:
Claim type is Unpaid Invoice or Loan Repayment
Dispute status is Not Disputed or Unknown
These cases follow the pre-legal case definition. When both criteria are met, the platform calculates the success fee automatically and you can begin work immediately.
Cases that do not meet these criteria (disputed claims, breach of contract, property damage, etc.) require a custom quote. You can either accept the case on standard terms anyway or provide custom pricing for the client to review.
Success fee percentages
The success fee is a percentage of the recovered principal. Rates differ based on jurisdiction and claim amount. For full details on how success fees are calculated, see Success fees: how pricing is calculated.
European cases (EU countries plus Iceland, Liechtenstein, Norway, the UK, and Switzerland) have lower rates:
$100 - $999: 20% of principal
$1,000 - $149,999: 9.5% of principal
Above $150,000: 6% of principal
International cases (all other jurisdictions) have higher rates:
$100 - $999: 30% of principal
$1,000 - $7,999: 20% of principal
$8,000 - $74,999: 15% of principal
$75,000 - $149,999: 10% of principal
Above $150,000: 7.5% of principal
Note: If anything in this page conflicts with the Standard Debt Collection Agreement (SDCA), the SDCA is the legally binding source of truth.
Age-based fee surcharges
Older debts are harder to collect, so additional surcharges apply:
12+ months old: +10 percentage points added to the base success fee
24+ months old: +20 percentage points added to the base success fee
For example, an international claim of $10,000 that is 26 months old would have a success fee of 15% (base rate) + 20% (age surcharge) = 35% of the principal.
Some creditor-partner relationships may have age-based fee increases disabled. This is configured on a case-by-case basis and is not something you can change yourself.
Commission types and revenue share
Your earnings come from the success fee. Debitura takes a revenue share, and you keep the rest. The revenue share percentages are:
Pre-legal cases: 40% to Debitura, 60% to you
Legal cases: 20% to Debitura, 80% to you
For more detail on commission calculations, see Commission models and revenue share.
If you are a Legal Network partner, Debitura's revenue share is 0%. You keep all fees collected from clients. Instead, you participate by submitting competitive quotes, which ensures clients receive multiple options and fair pricing. For more on partner types, see Understanding partner types.
Additional fees you can charge
Beyond the success fee, many jurisdictions allow you to add charges that the debtor pays. These typically include:
Interest - Statutory or contractual interest on the outstanding principal
Collection fees - Fixed or percentage-based amounts for pursuing the debt
Reminder fees - Charges for sending late notices
The client receives the recovered principal minus the agreed success fee. You keep all additional fees and accrued interest as extra compensation. The rules differ by country, and you are expected to know what is legally enforceable in your jurisdiction. See Additional fees and charges for details.
What to expect
When you receive a case
For standard pre-legal cases, the success fee is calculated automatically when the case is assigned to you. You can see the applied rate before you begin work. Custom quotes display the pricing you agreed with the client.
When payment is recovered
Every recorded payment generates a payout that allocates amounts to each party: the creditor's net funds, your share of the success fee, and Debitura's revenue share. Disbursement to the client happens within 30 business days of recovery.
Viewing your earnings
You can view your balance, payouts, and Debitura's revenue share in your Partner Balance page. For help understanding the fields, see Partner Balance: fields, calculations, and common questions.